Cashing out refers to the refinancing of a loan where the borrowers will take out any additional money above what is owned on the home, other than any closing costs.. For example, if a home is appraised at $200,000 and the borrower's outstanding [...]
Information on refinancing your current VA loan. The VA streamline Refinance, IRRRL loan, and even the 100% VA cash out refinance on properties in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. VA refinancing is most often used to lower [...]
When purchasing a home, you typically face two costs: the down payment and closing costs. VA loans eliminate the down payment for veterans, but like all home loans, they still have closing costs. These fees cover services from multiple parties, [...]
What are today's mortgage interest rates is probably our most common question. Mortgage Interest Rates listed below are provided by a third party, and reflect national average mortgage interest rates with standard 1% loan origination [...]
When obtaining a VA home loan, you have to prove you are eligible. The document the VA uses to prove you are eligible is knows as the Certificate of Eligibility, or a COE. Your Certificate of Eligibility is a document issued by the Department of [...]
VA Mortgage Loan Payment Calculator Calculate your potential monthly mortgage payments for both buying and refinancing a home. Accurate, free, and includes taxes, insurance, association dues, and mortgage insurance if applicable. Property Taxes - [...]
The VA LOAN FUNDING FEE In order for the VA to guarantee the your loan to the mortgage company you are using to get your home loan, including where we lend in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida, there is a fee [...]
YOUR TRUSTED SOURCE FOR VA LOANS in MN, WI, IA, ND, SD, CO, FL, CO, and FL. If our logo looks familiar, that is because Cambria Mortgage is owned and operated by the family that provides Cambria Counter Tops, the luxury natural quartz surfaces. [...]
Maybe people, including Real Estate Agents mistakenly believe there is no such thing as a jumbo VA loan, or you couldn't buy an upper-value home with a VA loan. That simply was never true, although in the past, a small down payment may have been [...]
Cambria Mortgage, the Joe Metzler Team, provides VA home loans to people throughout Minnesota, Wisconsin, North Dakota, South Dakota, and Iowa. We do it all, we take your application, process, underwrite, fund, and close your loan ourselves to [...]
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We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like us here at Cambria Mortgage.
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are proud tp a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits.
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2025, Joe Metzler, NMLS 274132