A common question we get is "What credit score do I need to get a VA loan?" As with any home loan, your credit and credit scores are a very important part of home loan approval. The VA loan program is very liberal compared to other loan programs, and[...]
"Joe and his team have helped us with all of our home search needs twice! We’ve really appreciated their expertise and transparency during the home purchasing process. They’re very knowledgeable and make things seamless. I would highly recommend [...]
All mortgage companies are regulated and licensed by numerous State and Federal regulators. Mortgage Loan Officers can be simply 'register' to do business, or fully licensed. We strongly recommend you only work with licensed Loan Officers. The [...]
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When applying for a VA loan, just like any other mortgage loan will require you to fill out a loan application, then back up the application information basic supporting documentation. UPLOAD YOUR DOCUMENTS All VA loan applicants need to provide the [...]
It is simple... Lower rates, zero down payment, and no mortgage insurance! If you are active military, or former military, the VA mortgage loans are one of the best benefits given to you for your service. The VA mortgage loans extend to not only the [...]
The VA STREAMLINE REFINANCE loan, officially known by the VA as an IRRRL (Interest Rate Reduction Refinance Loan) is one of the easiest mortgage loans around. If you have an existing VA home loan on a property in Minnesota, Wisconsin, Iowa, South [...]
Cashing out refers to the refinancing of a loan where the borrowers will take out any additional money above what is owned on the home, other than any closing costs.. For example, if a home is appraised at $200,000 and the borrower's outstanding [...]
Information on refinancing your current VA loan. The VA streamline Refinance, IRRRL loan, and even the 100% VA cash out refinance on properties in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. VA refinancing is most often used to lower [...]
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We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like us here at Cambria Mortgage.
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are proud tp a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits.
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2024, Joe Metzler, NMLS 274132