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  • VA Loan Mortgage Rates You Can Brag About

  • I'm a repeat customer with Joe because he's reliable, knowledgeable, and has all the tools. Even when I think my loan doesn't "fit in the box", he shows me that it actually does.
    - Peter S. Farmington, MN (July 2021 - Refinance) ★★ ★ ★ ★

    I highly recommend Joe and his team! Joe explained all the different options and made the process painless and easy. Very knowledgeable and exceptional communication.
    - April P. Winsted, MN (May 2021 - Refinance) ★★ ★ ★ ★

    I highly recommend Joe and his team. We had a great experience with them and the entire mortgage process went smoothly from start to finish.
    - John R, Woodbury, MN (May 2021 - Purchase) ★★ ★ ★ ★

    This is our second time working with Joe and I can’t say enough about the smooth process. Joe provided straight forward answers to all our questions and found us the best rate. I wouldn’t hesitate to recommend him to anyone looking to purchase or refinance a mortgage!!
    - John L, Burnsville, MN (March 2021 - Refinance) ★★ ★ ★ ★

    Joe & Eric Metzler and Cambria Mortgage were extremely helpful and guided us smoothly through the process of refinancing our home loan. The communication was outstanding, not to mention very friendly. We knew what to expect and when. Fantastic! Thank you to everyone!
    - Kathleen and Steven R. Chaska, MN (Dec 2020) ★★ ★ ★ ★

    I started the process with Wells Fargo cause that's who we were currently mortgaged with. After 2 months of submitting docs, some of them expired due to the length of time it was taking for them to process, so I was to submit them again. I thought this was unreasonable. A friend passed along Joes info and we got the process started with him. Ended up to be the best thing I did. Joe was .375 percentage lower that what Wells offered in the beginning, way less docs to submit, and closed on the loan in less than 40 days. I wouldn't hesitate to use Joe again for other needs as well as refer him to a friend.
    - Brian B, Rush City, MN (Oct 2020) ★★ ★ ★ ★

    Best Mortgage experience ever. Joe is a kind of person who have the complete knowledge about the industry and always provides you the updates in a timely manner. He educated me in a lot of stuff related to refinance and very transparent and provides you the latest info about the market and the mortgage. I would highly recommend him when you are looking for mortgage or refinance. Loved the overall process and updates along the way to closing my refinance.
    - D.B.S. Apple Valley, MN (Sept 2020) ★★ ★ ★ ★

    "As a first time homebuyer, Joe spent a large amount of time making sure I understood the process and answered any questions I had, clearly and promptly. The rest of the team was quick to respond to any questions I had as well. Overall, they made a daunting process for a first timer painless. I feel as though I knew what to expect along the way thanks to how clearly everything was explained to me. Amazing service. I highly recommend Joe and his team!
    - Samantha S. Apple Valley, MN ★★ ★ ★ ★

    This was my first time buying a home, and Joe helped me out through the whole process. I am grateful for it. I am very satisfied.
    Cassandra R. Inver Grove Heights, MN (Nov 2019)

    The help was above and beyond what I could ever wish for, they made the experience of buying a house fun and a walk in the park! Very professional in knowing what they were doing and how to work any bumps in the road out! Hassle free! I'm really glad I went with them!
    - Carter B, Wisconsin (Oct 2019)

    Joe's done multiple mortgages for me, and while I research my options each time, Joe ALWAYS delivers. Thanks Joe for another seamless transaction.
    -Jeff K, Stillwater, MN (Oct 2019)

    Great experience with Joe and his team - our second time using their services. Professional and good communicators. They made our quick close happen! Highly recommended!
    - Eric P., St Paul, MN (Oct 2019)

    As a first time homebuyer, Joe spent a large amount of time making sure I understood the process and answered any questions I had clearly and promptly. The rest of the team was quick to respond to any questions I had as well. Overall, they made a daunting process for a first timer painless. I feel as though I knew what to expect along the way thanks to how clearly everything was explained to me. Amazing service. I highly recommend Joe and his team!
    - Samantha S., Minneapolis (August 2019)

    We are so impressed with our home buying experience with Joe Metzler Mortgages Unlimited. He is professional, was able to easily guide us through the process, was always available and just a great guy to work with for two home purchases. We would never consider using anyone else.
    - Butch and Sheila V., Minnesota (Sept 2018)

    Note: Not all reviews are for VA loans.