Tel: (651) 552-3681
Email: Loans@VAMortgageMN.com
VA Streamline Refinance
VA STREAMLINE REFINANCE, also known as a VA IRRRL(Interest Rate Reduction Refinance Loan).
Do you have an existing VA home loan on a property in Minnesota, Wisconsin, or South Dakota?
Then the VA Interest Rate Reduction Refinance Loan (IRRRL loan), or more commonly known as the VA Streamline Refinance loan, can be used to refinance your current VA loan to a lower interest rate, or to maybe refinance your adjustable rate mortgage to a new fixed rate loan with minimal paperwork, and usually without needing an appraisal.
How cool is that?
In most cases, an VA streamline loan must result in a lower interest rate — that’s a fundamental rule (and benefit) of these types of VA loans.The Benefits of a VA Streamline Refinance Loan
The VA IRRRL loan is probably one of the easiest refinancing processes you will find anywhere.
- Lower your monthly mortgage payments
- Very low to no closing costs out of pocket
- In many cases, there is no appraisal which can be very helpful if you believe you may be underwater on your loan, or if your home has lost value since your bought it.
- No mortgage insurance on the refinance loan - just like on your existing VA Loan
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Our Address
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681
Loans@VAMortgageMN.comNMLS Info
Cambria Mortgage, Inc | NMLS #322798
Joe Metzler, MLO, NMLS #274132Quick Links
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits for home located in Minnesota, Wisconsin, and South Dakota. We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like us here at Cambria Mortgage, the Joe Metzler Team.
VAMortgageMN.com (C) Copyright 2019. Equal Housing Lender. Licensed in MN, SD, and WI. Nothing on this site is an offer to enter into an interest rate lock agreement. Any such offer may only be made in accordance with the requirements of Minn Statute Sec 47.208(3) and (4). Not everyone will qualify. Information, rates, programs, and guidelines subject to change without prior notice. All products are subject to credit, underwriting guidelines, and property appraisal. Other restrictions and limitations apply. This website is maintained by Joe Metzler, (NMLS #274132), a Loan Officer with Mortgages Unlimited, Inc (NMLS #225504).