• Top rated nationally and locally year after year. Because clients agree - expert Loan Officers, interest rates you can brag about, and amazing customer service sets us apart from the big banks and internet lenders.

    When applying for a VA loan, just like any other mortgage loan will require you to fill out a loan application, then back up the application information basic supporting documentation.


    All VA loan applicants need to provide the lender with:

    • VA Certificate of Eligibility (we can usually get this for you)
    • Last 30-days of pay stubs
    • Past two-years W2's (or 1099's)
    • Past two-years Federal Tax Returns
    • Checking and savings accounts statements for the past two months (all pages - real statements, not printouts)
    • Most recent statements for other assets such as bonds, stocks, or 401k

    VA Purchase loans

    • Copy of your purchase agreement
    • Your Realtor's contact information
    • If condo or town home - association name and contact information
    • Proof of homeowners insurance
    • VA Refinance loans
    • Current mortgage statement
    • Proof of home owners insurance

    Common Misc Documents

    • Certified copy of divorce papers
    • Proof of receipt of child support or alimony
    • Bankruptcy papers, including discharge notice
    • Proof of foreclosure date (Sheriff Certificate of Sale)
    • Proof of large deposits on bank statements
    • DD214
    • Depending on many other factors, you may need to prove and provide addition documentation.