As many people know, a recent settlement after several years of litigation, including class-action suits from home sellers and a legal battle with the U.S. Justice Department is dramatically changing the way Real Estate Agents do business, how they [...]
What are mortgage closing costs? When buying a home, everyone pretty much get's the concept of down payment. But first time home buyers are typically shocked to learn about something known as closing costs. So Exactly What Are Closing Costs? [...]
Online mortgage calculators are a convenient tool for getting a quick estimate of potential monthly payments and interest costs when considering a home loan. They allow users to input various factors such as loan amount, interest rate, and loan term [...]
Minneapolis, MN: We get it. Today's mortgage interest rates are bouncing around rates not seen for 20-years, causing many people to pause their home purchase plans. Who can blame you. But, is waiting costing you more money in the [...]
2023 Best of St Paul Award for Mortgages Cambria Mortgage, The Joe Metzler Team has been selected four years in a row for the Best of Saint Paul Awards for Mortgages and now qualifies for the 2023 Saint Paul Business Hall of Fame. Press [...]
Minneapolis, MN: Inflation is the enemy of mortgage interest rates (and just about everything else too). As rates are up, should I buy a home is a question I am getting daily. The answer is yes, and here are a few reasons why: HOME INVENTORY [...]
The headlines have been heavy with talk of inflation, high interest rates and even the possibility of a recession lately. Many may be wondering what this means in general, but especially what this means for the housing market. It’s easy to get [...]
Minneapolis, MN: Congratulations, you've decided you want to buy a home and use one of your best VA benefit, the VA home Loan. As you begin working with the real estate agent, they shock you by talking about your chances of getting your purchase [...]
Today’s competitive housing market requires buyers, lenders and real estate agents to act fast. For quite some time multiple competing offers, seller-favored contracts and homes selling well-above listing have become the norm. This [...]
Minneapolis, Minn: Buying a new home is an exciting prospect. Make sure you don’t hit any potential bumps along way by following our tips below. Examine Your Finances Obviously purchasing a home is a large financial decision. Taking a look at [...]
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We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like us here at Cambria Mortgage.
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are proud tp a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits.
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2024, Joe Metzler, NMLS 274132