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  • EXPERIENCE MATTERS: With over 50-years combined lending experience, Joe and Eric Metzler are your VA home loan experts.
  • VA Mortgage News and Information

  • Waiting to buy a house?

    Minneapolis, MN:  We get it. Today's mortgage interest rates are bouncing around rates not seen for 20-years, causing many people to pause their home purchase plans.  Who can blame you.  But, is waiting costing you more money in the [...]

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    4-years in a row, 2023 Best of St Paul Award for Mortgages

    2023 Best of St Paul Award for Mortgages Cambria Mortgage, The Joe Metzler Team has been selected four years in a row for the Best of Saint Paul Awards for Mortgages and now qualifies for the 2023 Saint Paul Business Hall of Fame. Press [...]

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    Rates are Up, should I still buy a home?

    Minneapolis, MN:  Inflation is the enemy of mortgage interest rates (and just about everything else too).  As rates are up, should I buy a home is a question I am getting daily.  The answer is yes, and here are a few reasons why: HOME INVENTORY [...]

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    Inflation, recession, high rates... What is the truth past the headlines?

    The headlines have been heavy with talk of inflation, high interest rates and even the possibility of a recession lately. Many may be wondering what this means in general, but especially what this means for the housing market. It’s easy to get [...]

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    Choosing The Right Real Estate Agent for Your VA Loan

    Minneapolis, MN: Congratulations, you've decided you want to buy a home and use one of your best VA benefit, the VA home Loan. As you begin working with the real estate agent, they shock you by talking about your chances of getting your purchase [...]

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    Succeeding in a Seller’s Market: We have an App for That

    Today’s competitive housing market requires buyers, lenders and real estate agents to act fast. For quite some time multiple competing offers, seller-favored contracts and homes selling well-above listing have become the norm. This [...]

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    5 things you should do to get ready to buy a home

    Minneapolis, Minn: Buying a new home is an exciting prospect. Make sure you don’t hit any potential bumps along way by following our tips below. Examine Your Finances Obviously purchasing a home is a large financial decision. Taking a look at [...]

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    Coping with home buyer heartbreak.

    Coping with home buyer heartbreak Minneapolis, MN: You fell in love with a home, made an offer, and were beaten out. If you’re out and about in today’s housing market, this has probably happened to you, so when we reference “home buying [...]

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    Beware of creative interest rate advertising

    There is no magic mortgage money. Don't be fooled. Watch and understand some of the ways mortgage interest rates are advertised.

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    Veterans: You’ve Earned These Exclusive Programs & Savings

    November is truly a month of gratitude. Not only do the holidays start inching nearer with Thanksgiving at the forefront, but we also celebrate our nation’s heroes on Veterans Day.  Cambria Mortgage recognizes it is a great honor and [...]

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