• EXPERIENCE MATTERS: With over 50-years combined lending experience, Joe and Eric Metzler are your VA home loan experts.
  • BBB rating

    Cambria Mortgage, the Joe Metzler Team, provides VA home loans  to people throughout Minnesota, Wisconsin, North Dakota, South Dakota, and Iowa. We do it all, we take your application, process, underwrite, fund, and close your loan ourselves to VA loan guidelines.

    Sure, there are dozens of big banks and large VA specific internet mortgage companies who offer VA loans. But what you really need is a local, Twin Cities based VA lender.  

    Why? Because we live and work here. We have a local reputation to uphold. We know the upper Midwest, from St Paul and Minneapolis, to Rochester and Duluth. In Wisconsin, from Madison and Milwaukee, to Green Bay and Appleton. In the Dakota's from from Pierre to Sioux Falls, Mitchell, Aberdeen, up for Fargo, Grand Forks, and Bismarck. In Iowa, from Des Moines to Cedar Falls, we know the upper midwest.  We know the Real Estate Agents, appraisers, and inspectors who work these areas.

    Cambria Mortgage is owned and operated by the same family that brings you industry-leading Cambria countertops. All Cambria companies are unified in our commitment to providing all our customers with the highest levels of quality and service in everything we do.

    Whether you’re buying a new home or refinancing your current mortgage, our experienced local mortgage consultants will work with you from start to finish to find the best loan for your needs with unbeatable hometown service. For financing made easy, come home to Cambria Mortgage.

    Don't gamble your families largest financial transaction on some out-state internet lender or  some call center that may not even know where to find the Twin Cities on a map!

    With a Better Business Bureau A+ rating, you can trust we have your best interests in mind.

    As the actual lender, we can close faster, and streamline the VA loan process better than most banks, and real estate office in house lenders.

  • States we do VA loans, MN, WI, IA, SD, ND, CO, TX, FL

    We offer VA loans to purchase a home, streamline refinance your existing VA loan, or to even take cash out. You can also pick between fixed rate loans, and adjustable loans.

    We are on the VA approved lenders list for MN, WI, ND, SD, IA, CO, TX, and FL properties.

    We will help you analyze which loans is best for you, then give you super competitive interest rates with low closing costs.

    Licensed Loan Officers

    All Cambria Mortgage Loan Officers are licensed in the state they do business, registered under the S.A.F.E. Act, and are thoroughly trained in VA home mortgage lending and compliance. Each Loan Officer must complete annual mortgage lending, continuing education, and compliance training, and meet or exceed testing requirements to maintain their eligibility to serve our customers.

    See Cambria Mortgage licensing info here.

    Talk to our VA Home Loan experts today, call (651) 552-3681

    VA Expert Loan Officers + More Choices = More Savings for You!