Home Purchase - Home Refinance
For Properties in MN WI IA ND SD CO FL
What Are the VA Loan Limits When getting a VA mortgage loan, it can be a bit confusing if there is a cap, or maximum VA Loan Limit. The answer is yes, no, and maybe. The US Department of Veteran Affairs does not set a limit for VA Home Loans -[...]
Yes, you can buy a second home with a VA Loan! However, there are a lot of extra criteria that going into that answer. The VA home loan is designed for the purchase of the veteran's primary residence, and in theory, you are supposed to have [...]
Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find out how to request a Certificate of Eligibility (COE) to show your lender that you qualify based on your service history and duty status. Keep in mind that[...]
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Unlike most other mortgage loans, the VA program does have a a minimum waiting period and set of guidelines for refinancing an existing VA mortgage loan into another VA mortgage loan. The primary reason for the following guidelines is to [...]
This policy describes Cambria Mortgage (“Cambria Mortgage.” “we” or “our”) collection, processing, transfer and storage of data from visitors to our website at VAMortgageMN.com (our “Website”). [...]
There are a lot of companies offering VA loans in Minnesota, Iowa, South Dakota, North Dakota, and Wisconsin to choose from, not to mention the big internet lenders. Sure, some of these mortgage companies are good, but here is why you should choose [...]
Common terms when getting a mortgage loan 2/1 Buy Down Mortgage The 2/1 Buy Down Mortgage allows the borrower to qualify at below market rates so they can borrow more. The initial starting interest rate increases by 1% at the end of the first[...]
First and foremost, a VA home loan is truly a real benefit for your service. Lower interest rates, no down payment, no monthly mortgage insurance, and more. There is no better home loan on the market. Unfortunately, there are some common myths that [...]
Top rated nationally and locally year after year. Because clients agree - expert Loan Officers, interest rates you can brag about and amazing service sets us apart from the big banks and internet lenders.
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681
Loans@VAMortgageMN.com
Cambria Mortgage, Inc | NMLS #322798
Branch Manager: Joe Metzler, NMLS #274132
Branch NMLS #1888858
We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like us here at Cambria Mortgage.
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are proud tp a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits.
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2024, Joe Metzler, NMLS 274132
Rates listed here are national averages. Your actual interest rate may vary based on your personal situation, loan type, credit scores, and closing cost choices. Lower rates available by paying discount points (higher closing costs). Lower closing costs available by taking a higher interest rate. Rates below reflect PURCHASE loan interest rates, refinance rates tend to run higher.
NOTICE: You will be leaving this VA Mortgage website, and will be taken to the Cambria Mortgage MY ACCOUNT page. You must already have a login and password to view your account, upload documents, etc.