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  • EXPERIENCE MATTERS: With over 50-years combined lending experience, Joe and Eric Metzler are your VA home loan experts.
  • Chat with a fully licensed and experienced in VA Loans Mortgage Loan Officer. Loan Officers are usually available M - F from 9:00 AM until 6:00 PM, or until 10:00 PM. Click the CHAT icon in the bottom right corner to start chatting.Live Chat [...]

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    VA loan after foreclosure

    Life can throw us some curves. Sometimes that means even the best of us may have ended up having financial issues that lead to a foreclosure. But having an old foreclosure does not prevent you from getting a new loan in the future, even if you've had[...]

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    Your Credit Score

    A common question we get is "What credit score do I need to get a VA loan?" As with any home loan, your credit and credit scores are a very important part of home loan approval. The VA loan program is very liberal compared to other loan programs, and[...]

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    Reviews and Testimonials

    Joe was very open and informative when it came to getting a VA loan. He walked us through the process and made things very easy for us. He answered any questions we had and explained the answers thoroughly. We close tomorrow! Joe made it easy for us.[...]

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    Licensing Information

    All mortgage companies are regulated and licensed by numerous State and Federal regulators. Mortgage Loan Officers can be simply 'register' to do business, or fully licensed. We strongly recommend you only work with licensed Loan Officers. The [...]

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    Secure Document Upload

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    When applying for a VA loan, just like any other mortgage loan will require you to fill out a loan application, then back up the application information basic supporting documentation. UPLOAD YOUR DOCUMENTS All VA loan applicants need to provide the [...]

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    Why Pick a VA Loan

    It is simple... Lower rates, zero down payment, and no mortgage insurance! If you are active military, or former military, the VA mortgage loans are one of the best benefits given to you for your service. The VA mortgage loans extend to not only the [...]

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    VA Streamline Refinance

    VA Streamline Refinance with Cambria Mortgage – Slash Your Rate, Stress Less! Ready to refinance your VA home loan? At Cambria Mortgage (VAMortgageMN.com), we make the VA Streamline Refinance Loan—aka the IRRRL (Interest Rate Reduction [...]

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