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  • Mortgage rates return to record low for week ending 10/15/2020

    October 15, 2020
  • Mortgage rates return to record low

    The benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly survey by Freddie Mac. A year ago at this time, the 30-year FRM averaged 3.69% percent. The 15-year fixed fell to 2.35%.


    This means now is a great time to refinance your mortgage, especially when using the no appraisal needed VA Streamline Refinance option.

    One place to start is right here at Cambria Mortgage. We make it easy, just go to our Quick Start Mortgage Review page

    Note these rates are national averages, and your individual quote may vary based on your personal situation, loan type, credit score, etc., but this gives you an idea of where mortgage rates are trending.

    Click here to see current mortgage rate averages.

    This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Rates, points and programs are subject to change without notice and cannot be guaranteed, nor is it a guaranty of loan approval. The information here may not be up-to-date and may no longer be accurate.  Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. NMLS 274132