Looking for a VA loans in MN, WI, or SD?
You've come to the right place...
From Minneapolis and St Paul, to Madison, and Milwaukee. From Green Bay to Duluth, Rochester to Sioux Falls, Watertown, Pierre and beyond, we do VA loans right!
If you are current or retired military, you can not beat using a VA loan to buy your home, from your local VA lender in Minneapolis, Minnesota!
With so many VA lenders to choose from both locally and nationally, you need to pick one you can trust to provide the mortgage loan that is best for you - and that usually isn't some out-state internet lender who can't even find this area on a map!
You can expect to receive the most competitive interest rates, and lowest closing costs on your VA loan from our knowledgeable VA mortgage professionals.
We have even been voted Best Mortgage Company in the Twin Cities based on Customer satisfaction.
Need the lowest VA loan interest rates in MN, WI, or SD?
Mortgages Unlimited is committed to providing you with the best and lowest VA interest rates in Minnesota, Wisconsin, and South Dakota!
VA Purchase or Refinance Loan
For our military personal, we offer an amazing VA Home Loan to buy your home. The VA Streamline Refinance, also known as an IRRRL Loan, or a standard VA Refinance loan if you need to take a little extra cash out of your home. What could you do with the extra money if you refinance your VA mortgage?
VA First Time Home Buyers don't need Down Payment Assistance?
VA Loans are zero down payment, and the sellers can pay your closing costs, so there is no need to bother with any down payment assistance programs.
We can take your VA Loan Application in our office, over the phone at (651) 552-3681, or you can securely apply online 24/7.
Regardless of the application manner, your information will be processed and reviewed by an experienced (and licensed) VA Loan Officer.
You have served us. Now let us serve you.
The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits for home located in Minnesota, Wisconsin, and South Dakota.
We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like Mortgages Unlimited.
Latest Mortgage News
YES - You CAN Buy a Home OVER $453,100 with a VA Mortgage Loan
VA Home loans are zero down payment up to $453,100 in MN, WI, and SD. If you wish you buy a more expensive home with a VA loan, you will need a small down payment.
The exact formula to determined the VA down payment is a bit more complicated, but the simple quick math is you'll need about 25% of the difference between the purchase price, and $453,100 plus your VA funding fee.
So if you were to buy a $553,100 home. There is a $100,000 difference over the zero down maximum $453,100 loan. Therefore you'll need a down payment of about $25,000. plus your VA funding fee (if applicable)