Jumbo VA LOANS over $453,100 in MN, WI, and SD

A VA loan allows most of our military personal to buy a home with ZERO DOWN PAYMENT. You can finance 100% of the homes purchase price for loans up to $453,100 in MN, WI, and SD. (the limit was $417,000 until Jan 1, 2017).


The vast majority of the country also has the same $453,100 VA loan limit, although a few high cost areas have a higher zero down payment loan limit.

To See VA Loan County Limits in your area - Click here

GETTING A VA LOAN OVER $453,100 = Down payment Required

VA loans over the VA Loan Limit for your area are basically the same as any other VA loan. The difference with these loans is that the loan is no longer a zero down payment loan. A down payment is now required.

How To Calculate A VA Loan Down Payment

Calculating the basic jumbo VA loan down payment is pretty easy, but the simple quick math is you'll need about 25% of the difference between the purchase price, and $453,100 (or your areas VA loan limit), plus your VA funding fee.

Home Purchase price minus $453,100 =
Take that Difference times 25% (.25) =
Add your VA funding fee to that to equal down payment required

Confused? Just call us. We'll help figure it out

Applying for a Jumbo VA Loan is EASY

jumbo va loan application in MN WI SDCall our VA loan Experts at (651) 552-3681 if you need help determining your required down payment.

VA Loan Online Application

We provide VA Homes Loans for properties located anywhere in Minnesota, Wisconsin, or South Dakota

The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits for home located in Minnesota, Wisconsin, and South Dakota.


We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like Mortgages Unlimited.

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Email Us: jmetzler@muihomeloans.com
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VA Mortgage Rates in MN, WI, SD