VAMortgageMN.com, by Cambria Mortgage is committed to providing you with some of the most competitive VA interest rates in the upper midwest states of Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota, plus Colorado, and Florida.

Get a personalized mortgage interest rate and closing cost quote 24/7. No SSN required.  We are your local award winning Mortgage Experts, with a 5 STAR Performance Promise, that blows away the big internet VA lenders.

For our military personal, we offer an amazing VA Home Loan to buy your home. Standard home refinancing loans, including the VA Streamline Refinance, also known as an IRRRL Loan.  No appraisal needed, and limited documentation needed.

Need Cash Out?

If you need to take a little extra cash out of your home, VA loans allow you to take cash out up to 100% of today's appraised value of your home (less any funding fees). What could you do with the extra money if you refinance your VA mortgage? Anything you want! Remodel your home, pay off student loans or credit cards, or even consolidate debt! Learn more about a VA Cash Out refinance

Ask Questions, Get Answers.

We are here to help, get answers to these common questions and more:

Common Questions we answer everyday:

Credit score needed for a VA loan, how to apply for a VA loan, VA loan mortgage rates, how to get a certificate of eligibility, can I refinance my VA loan.  Simply call our VA loan experts to get your question answered at (651) 552-3681, or click the chat icon in the bottom right corner (if available).

Phone apps, robots, unlicensed application clerks, and companies with rockets don't care about you or your loan. It would be cool to just push a button and magically get a mortgage loan, but it really doesn't work that way. The reality is home buying process can be tedious and overwhelming, especially if you are working with the wrong people.

How can you be sure you are getting the best deal? We are in your corner. As the actual VA Loan lender, with full underwriting authority from the VA,  home loans are all we do. We beat the banks, the big internet lenders, and the Realtor's in-house lender everyday with our competitive interest rates on VA home loans, and personalized service from LOCAL professional Licensed VA Loan Experts.

Cambria Mortgage pros like Joe Metzler work directly with you to ensure you stay informed and on track throughout the entire performance.  We succeed when you succeed. Our ultimate goal is to create lasting relationships by closing your home loan on time with a stress free process.

We can do the same for you! So if you are checking mortgage rates in Minneapolis, St Paul, or all of Minnesota, Colorado, Florida, Wisconsin, South Dakota, North Dakota, Iowa, we can help you get a competitive rate and cost without all the hassle and potentially saving you thousands of dollars!

VA Loans are do not require a down payment, and the sellers can pay your closing costs, so there is no need to bother with any down payment assistance programs in most cases.  But, YOU CAN potentially combine a VA loan and a down payment assistance program, especially if money is needed to cover closing costs. Please ask our VA Loan Experts for details.

We can take your VA Loan Application in our office, over the phone at (651) 552-3681, or you can complete a VA Loan Application securely apply online 24/7.

Regardless of the application manner, your information will be processed and reviewed by an experienced, local, and licensed VA Loan Officer.

Client Testimonials