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Have OK Credit?
Have at least $1,000 to Spend?

Then we can make your dreams come true... With a Down Payment Assistance loan from Mortgages Unlimited

What do our down payment assistance programs have to offer first time homebuyers in MN?

Start Up
First-time Homebuyer Loans
  • Just $1,000 minimum down payment
  • 640 minimum credit score
  • Low, affordable interest rates
  • Three down payment and closing cost loan options available for eligible borrowers:
    • Monthly Payment Loan
    • Deferred Payment Loan
  • Up to $10,000 available in downpayment assistance
Step Up
Non-First-time Homebuyers Loans
  • Purchase and refinance options
  • 640 minimum credit score
  • Low, affordable interest rates
  • Down payment and closing cost loan option available for eligible borrowers:
    • Monthly Payment Loan
Mortgage Credit Certificates
 
(with First Mortgage)
  • For First-time homebuyers
  • Minnesota Housing home mortgage loan with low, affordable interest rates
  • Mortgage Credit Certificate (MCC) to reduce your federal income tax liability up to $2,000 per year
  • Optional Monthly Payment Loan to cover downpayment and/or closing costs

  Click here to apply online for a down payment assistance loan in MN

You may be eligible for a down payment assistance loan if you:
  • Are a first-time homebuyer, meaning you have not owned a home in the past three years (Start Up program)
  • Currently own a home, but want to buy a new home (Step Up program)
  • Have Federal income tax return copies for the last three years
  • Are able to put a down payment of at least $1000 down (or 1% if the home is under $100,000) of YOUR OWN money
  • Have a credit score of at least 640
  • Buy a qualifying home within prescribed purchase price limits
  • Have an income at or below prescribed Minnesota Housing income limits

Contact Our Down Payment Assistance Experts
We provide first time home buyer loans with down payment assistance all across Minnesota. To learn more about which Minnesota Housing program is right for you, and to see if you qualify, please call (651) 552-3681 or fill out a quick application right on your mobile device.

Minnesota Housing Finance AgencyWhen you decide to buy a home or refinance a mortgage in Minneapolis, St. Paul, Duluth, Rochester, or anywhere else in Minnesota, your search for a home loan or mortgage only need to start and end here.  With so many lenders to choose from in the greater metro area, and nationally, you need to choose one you can trust to find the mortgage loan thatís best for you.

Mortgages Unlimited, Inc - St Paul Office
33 Wentworth Ave E, Suite 290
Saint Paul, MN 55118
Office (651) 552-3681

Fax (651) 994-6425
E-Mail: jmetzler@muihomeloans.com

License Information
Mortgages Unlimited, Inc. Nationwide Mortgage Licensing System and Registry (NMLS) # 225504 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS #  274132. Minnesota Lic# MN-MLO-274132. Wisconsin Lic # 11418. South Dakota Lic # MLO.03095

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